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Table of Contents 		2
Cover Letter 		3
Executive Summary 		5
1. Benefits Programs 		8
2. Agent/ Broker History and Experience 		9
3. Qualifications 		17
We are consistently researching the next innovations and solutions in employee benefits to stay ahead of the curve. With these values in mind, we believe in researching and testing solutions. The following is a brief list of trending cost containment... 		24
Claims Processing, Review and Utilization 		29
Integrated Approach to Health Care Reform 		32
4. References 		34
5. Conflicts of Interest 		37
6. Proposed Fees for Services 		38
7. Required Documents 		41
Why Choose CBIZ 		44
WE BUILD RELATIONSHIPS, NOT CLIENT LISTS. 		44
COMMUNITY INVOLVEMENT. 		44
NATIONAL RESOURCES. 		44
INDUSTRY KNOWLEDGE. 		44
PROACTIVE COMMUNICATION. 		44
STRATEGIC PARTNER. 		44
VALUE. 		44
Exhibits 		45
CBIZ Disclosure Statement: 		45
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