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2017

Benefits Guide

Dear Fellow Employee:

Welcome to Sun Life Family Health Center, Inc.’s Annual

Benefits Enrollment for the 2017 plan year.

This is your annual

opportunity to review your plan choices and coverage levels and

make changes to meet your needs and the needs of your family.

Each year Sun Life Family Health Center works hard to find the

best insurance options for you and your family. Despite the rising

healthcare costs, Sun Life Family Health Center has secured a

single-digit

increase for the 2017 medical plan renewal. We are

pleased to announce we will continue to partner with

Cigna

as

our health plan provider.

Plan Changes for the 2017 Plan Year

The health and well-being of you and your family continues to be

very important to us. Within our culture, we want to promote

more employee involvement in evaluating the health care you

and your family receive. Cigna has one of the nation’s largest

network of Providers.

It is increasingly important for each one

of us to utilize Cigna’s In-Network Providers

. Effective January

1, 2017, we are offering employees a second option for their

medical care.

Employees will have the opportunity to select

Cigna LocalPlus

as an option. This network of Cigna providers is more limited in

scope but may provide employees with the providers they need

at a

reduced medical premium

. We are also switching to Cigna

Dental which will provide

expanded dental services at a reduced

premium

.

Building Our Wellness Foundation

It is estimated that lifestyle behaviors account for a staggering

70% of all health care costs and doctor visits. We’d like to remind

you to take advantage of the various tools and resources available

to you through our partnership with Cigna at

mycigna.com .

Additional details about all of your benefit options and our

Wellness program are enclosed. We encourage you to review all

of your options before making your benefit elections. Only

you

can determine which benefits are the best fit for you and your

family.

Regards,

YOUR MANAGEMENT TEAM