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3

The Cost of Your Benefits

SLFHC provides a complete package of benefits aimed at providing flexible insurance protection

and programs to meet your ever-changing needs. Premiums for many of your benefits are made

with pre-tax dollars, however, some may be deducted after-tax.

Benefit

Who Pays

Tax Treatment

Medical Coverage

SLFHC & You

Pre-tax

Dental Coverage

You

Pre-tax

Vision Coverage

You

Pre-tax

Basic Life & Accidental Death &

Dismemberment (AD&D) Insurance

SLFHC

After-tax

Supplemental Life and Accidental Death

& Dismemberment (AD&D) Insurance

You

After-tax

Disability Coverage

SLFHC

After- tax

Flexible Spending Accounts

You

Pre-tax

LegalShield

You

After- tax

Worksite Charitable Contribution

You

After- tax

403(b) Retirement Savings Plan

SLFHC & You

Pre-tax

The wellbeing of our

employees is important to

SLFHC. We encourage everyone

to engage in wellbeing in all

aspects of their lives including

social, physical, financial, and

community wellness.

Employees who have strong

overall wellbeing:

Have 46% fewer unhealthy

days as a result of physical or

mental illness;

Are 43% less likely to be newly

diagnosed with anxiety and

depression;

Are 39% less likely to be

diagnosed with a new disease

in the next year; and

Are 2 xs as likely to be engaged

in their jobs compared to

employees with moderate

wellbeing.