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INSURANCE CARRIERS

A.

Number of P&C Carriers Represented

B.

Number of Group Employee Benefits Carriers Represented

C.

Commission Income Derived from Top Carriers

AGENCIES WITH REVENUES UNDER $500,000

EXECUTIVE

PERSPECTIVES

PROFILE

REVENUES/

EXPENSES

FINANCIAL

STABILITY

EMPLOYEE

OVERVIEW

PRODUCER

INFO

SERVICE

STAFF

INFO

TECHNOLOGY

INSURANCE

CARRIERS

APPENDIX

29

Average

+25%

Profit

+25%

Growth

Personal Lines

National

3.3

2.8

5.0

Regional

3.7

4.5

4.0

Commercial Lines

National

2.0

2.0

1.8

Regional

3.0

2.5

1.5

Average

+25%

Profit

+25%

Growth

Average Total GEB Carriers

4.5

5.2

2.3

Average Number by Product

GL&H

3.1

2.3

1.5

LTD

1.4

1.5

1.0

Dental

1.3

*

*

Retirement

2.4

2.0

1.5

Average

+25%

Profit

+25%

Growth

% of Net Revenue from Top Carrier

34.5% 26.5% 30.1%

% of Net Revenue from Top 3 Carriers

58.5% 40.3% 55.4%

“I can see the day when the

very small agent doesn't have

any direct carrier contracts and

exists by way of MGAs and

aggregators.”

*Insufficient Data