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INSURANCE CARRIERS

A.

Number of P&C Carriers Represented

B.

Number of Group Employee Benefits Carriers Represented

C.

Commission Income Derived from Top Carriers

AGENCIES WITH REVENUES BETWEEN $500,000 AND $1,250,000

EXECUTIVE

PERSPECTIVES

PROFILE

REVENUES/

EXPENSES

FINANCIAL

STABILITY

EMPLOYEE

OVERVIEW

PRODUCER

INFO

SERVICE

STAFF

INFO

TECHNOLOGY

INSURANCE

CARRIERS

APPENDIX

53

Average

+25%

Profit

+25%

Growth

Personal Lines

National

2.7

2.4

2.5

Regional

3.2

4.4

3.8

Commercial Lines

National

3.0

2.4

3.3

Regional

3.6

3.8

3.6

Average

+25%

Profit

+25%

Growth

Average Total GEB Carriers

6.4

6.6

5.8

Average Number by Product

GL&H

3.9

3.0

3.2

LTD

2.3

1.8

2.6

Dental

2.2

2.5

1.4

Retirement

2.6

2.8

2.3

Average

+25%

Profit

+25%

Growth

% of Net Revenue from Top Carrier

32.8% 36.1% 33.7%

% of Net Revenue from Top 3 Carriers

52.2% 52.7% 49.9%

“Four words - High Quality/Low Maintenance - apply to every thing we do,

including companies with great products and service who don't waste our

time making mistakes.”