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— 101 —

further diluted when served, as they usually are, in

hot (water) drinks.

I do not mean to say that any first-class importing

house adulterates their liquors, as this is only done

by those who have no reputation at stake, and who take

the opportunity of doing so when the liquors are in

their own warehouses, before being sold to the retailer.

28. SOME REMARKS ABOUT MORT

GAGES.

It has been the eii.stom of late in places fixed up as

bar-rooms, cafes, restaurants, etc., where large sums

of money are involved, in order to have the arrange

ments, fixtures and furnishings fashionable,-costly and

up to date for the style of our business, has changed

according to the dictates of fashion—to place a mort

gage as security for money advanced, when there has

not been sufficient capital to pay for the entire outlay.

It has even been done by those who had the money,

but did not care to invest the entire sum in a new

enterprise. Heretofore, a person starting with a mod

erate capital, in an ordinary place, has been able to do

a good, successful business; but times have changed,

and with few exceptions no one is able longer to do so.

Anyone expecting to be very successful in our line of

business must fix up his establishment in the latest

style, and as it requires quite an amount of capital

to do so, there are many instances where the pro

prietor has not sufficient cash and is obliged to place

a mortgage upon the place.

The drawback upon having the mortgage is that

you must pay yearly interest upon it and will never

feel fully satisfied that you are the proprietor or