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Reagan Consulting, Inc.

1 Piedmont Center, Suite 500

Atlanta, GA 30305

(404) 233-5545

(404) 237-5996 - fax

www.reaganconsulting.com

2006 BEST PRACTICES STUDY

2006 Best Practices Study

Independent Insurance Agents and Brokers of America

127 S. Peyton Street

Alexandria, VA 22314

(800) 221-7917

(703) 683-7556 - fax

www.iiaba.com