1
Table of Contents
Open Enrollment ............................................................................................................................... 3 Enrollment Forms & Links ................................................................................................................. 4 2018 Monthly Premiums................................................................................................................... 5 2018 City Contributions..................................................................................................................... 7 2018 Benefit Highlights ..................................................................................................................... 8 Who Can You Cover? ......................................................................................................................... 9 Dependent Eligibility Verification ...................................................................................................11 When You Can Make Changes ........................................................................................................12 Getting Care When You Need It Now.............................................................................................13 Medical.............................................................................................................................................14 Medicare and the Active Worker....................................................................................................26 Dental ...............................................................................................................................................27 Vision ................................................................................................................................................29 Basic Life and AD&D Insurance .......................................................................................................30 Supplemental Life and AD&D Insurance ........................................................................................31 Disability Insurance..........................................................................................................................32 Flexible Spending Accounts (FSA) ...................................................................................................33 Other Programs ...............................................................................................................................37 Plan Contacts ...................................................................................................................................41 Words You Need to Know ...............................................................................................................43 Important Plan Notices and Documents ........................................................................................44Medicare Part D Notice:
If you (and/or your dependents) have Medicare or will
become eligible for Medicare in the next 12 months, a federal law gives you more choices
about your prescription drug coverage. Please see the
Important Plan Notices and
Documents
section for more details.