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A

Corporate and social responsibility report

Annex III -

Building client’s trust with fully available and secured platforms and reinforcing value for clients

289

Worldline

2016 Registration Document

sustainability of the markets where it operates by contributing to

the clients’ business transformation:

As a result, Worldline payment and digital solutions and

products positively leverage the different dimensions of

the encouragement of a paperless society and improving

the efficiency of transportation and therefore the reduction

a positive impact in the fight against climate change by

reducing the pollution and production of waste thanks to

of CO

2

emissions thanks to its Live Traffic solutions and

remote payment solutions among others;

The Environmental benefits of Worldline’s solutions produce

notifications of Worldline’s CRM services among others;

interacting in real time with them thanks to personalized

reduces the processing timings and reduces the need of a

physical wallet and to increase their customers’ loyalty by

The Economic benefits of Worldline’s solutions enable its

clients to save time thanks to a quicker user journey that

online accessibility by easing the payment phase and

making accessible to all operations that before represented

The Social benefits of Worldline favor digital inclusion and

some level of restriction like the payment terminals that can

be used by blinded people among others;

services that allow securing process from end to end also

The governance, trust and compliance benefits of Worldline

reinforce the fight against fraud and corruption by delivering

guaranteeing security, privacy and data protection.

Improving operational effectiveness

A.2.2.1

and transforming businessmodels

bymeeting the sustainability

challenges of Worldline’s clients

are the following:

represents 46% [AO7] of the total revenue and the offers

screened as the ones having a bigger impact on sustainability

analysis performed on 2016, Worldline’s sustainable portfolio

engaged on creating value for customers by illustrating the

sustainability of its solutions. As a result of the sustainability

As a champion of the digital transformation, Worldline has

Digitization

paperless processes, to fight against deforestation and to reduce

energy costs such as for document storage and transportation.

Also, the digitization solution contributes, thanks to the

that favor digital inclusion by the increasing of connectivity that

allows to provide services available everywhere and anytime.

improved citizenship empowerment by providing easily

accessed digital services and information for everyone and also

Worldline offers e-contract, e-signature, e-archiving and e-safe

solutions that are secure, simple and efficient that enable an

Helping to reduce costs by half compared with traditional paper

and Authentication Services and therefore reducing fraud and

cyber threats.

based processes mean for customer greater efficiency,

accuracy and traceability in line with the European Identification

Online banking

resources because it is possible to consult digital versions of

account documents.

contributing to the reduction of transportation and fostering

paperless process that contribute to the saving of natural

Worldline’s online banking solution enables customers to

provide digital banking services anytime and anywhere

inclusion.

their customized secure online banking services in countries

with limited access to banking services boosting the digital

help banks and financial institutions to develop and enhance

funds and purchase securities online. It facilitates the

transactions thanks to mobile applications. Finally, this service

Worldline’s online banking service also allows the end user to

save time in daily life by consulting account balances, transfer

SEPAOBeP

sustainability performance.

Thanks to the SEPA OBeP solution, the payment process moved

from card only to alternative payment means with Direct Debit

proposed by banks, allows companies to improve their

and Credit Transfer. This change, required to face the revolution

in payment usages by capitalization of the digital channel

all circumstances whatever the electronic device). Furthermore,

it allows mutualization of resources and drives a reduction of the

accessibility (online banking, mobile app) and flexibility to

citizens and consumers in a global economy (universal access in

(e-Government) and more collaborative ways of working

(scheme organization). More generally, it provides greater

SEPA OBeP powers the development of citizen services

need of physical infrastructure.

Terminals

Worldline’s terminals count with the ECMA 370 declaration that

compliance with the Reach and RoHS directives.

recycling of end of life products, batteries and packaging

material free from ozone depleting substances and in fully

parameters. With this, the Company ensures that its terminals

are integrated within a certified system for collection and

integrates essential environmental measures positioning its

devices in the industry best of class of the addressed

people’s life easier by providing to blind people a secured way

to pay in the physical world thanks to and audio assistance

provided on their smartphone and guiding them all along the

transaction on the payment terminal.

In addition, thanks to its Voice Over POS terminal, that was an

idea coming from its employees, Worldline makes the disabled