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Page Background Playbook User Key Important Information about Playbook Three Themes All About Insurance /Intro to COB Refreshers Defining Common Terminologies Three Ways to Become Entitled to Medicare Waiting Period for ESRD Entitlement Determining Three Month Waiting Period Determining the Initial Medicare Entitlement Reason Helpful Hints Before Digging Deeper into COB Incarceration COB Four-Step Process Applying COB Formulas Determining Date of Retirement COB Rules for Multiple Commercial Carriers Special Circumstances that Affect COB COB Reference Chart Words of Wisdom Helpful Links 3 5 6 7 8 12 13 14 15 16 17 18 20 23 24 25 27 32 34