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INSURANCE CARRIERS

A.

Number of P&C Carriers Represented

B.

Number of Group Employee Benefits Carriers Represented

C.

Commission Income Derived from Top Carriers

AGENCIES WITH REVENUES OVER $25,000,000

EXECUTIVE

PERSPECTIVES

PROFILE

REVENUES/

EXPENSES

FINANCIAL

STABILITY

EMPLOYEE

OVERVIEW

PRODUCER

INFO

SERVICE

STAFF

INFO

TECHNOLOGY

INSURANCE

CARRIERS

APPENDIX

173

Average

+25%

Profit

+25%

Growth

Personal Lines

National

9.3

10.8

10.8

Regional

4.1

3.5

4.3

Commercial Lines

National

40.5

75.8

32.0

Regional

68.5

14.8

105.8

Average

+25%

Profit

+25%

Growth

Average Total GEB Carriers

40.3

45.0

57.3

Average Number by Product

GL&H

18.3

13.7

25.3

LTD

11.1

12.7

18.8

Dental

11.0

13.0

13.8

Retirement

8.2

5.7

5.8

Average

+25%

Profit

+25%

Growth

% of Net Revenue from Top Carrier

9.2% 12.5% 4.8%

% of Net Revenue from Top 3 Carriers

19.6% 22.0% 12.6%

“We have gained competitive advantage by

having great markets and great relationships

with those markets.”