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All approved travel expenses should be submitted on the designated expense report

with final approval by the appropriate manager before submitting to finance for

reimbursement.

BENEFITS OVERVIEW

YFAI offers a wide-range of benefits to eligible full-time employees that are competitive

within the industry. Benefits protect you from the expense of serious illness/injury or loss

of income due to non-work related disability. Available benefits are detailed in the

Benefits Summary Plan and in your YFAI Personalized Benefit Program booklet. Your

benefits may be personalized to fit your own particular needs. Benefits may include:

Health Care

Medical Insurance Plans

Dental Insurance Plans

Vision Insurance Plans

Flexible and Dependent Care Spending Account, Health Savings Account

Income Protection

Employee Life Insurance

Accidental Death and Dismemberment (AD&D) Insurance

Optional Employee and Dependent AD&D Insurance

Disability Plans

Long-Term Financial Security

Savings and Investment Plan (401K Plan)

Time Off and Education

Vacations and Holidays

Personal Days

Tuition Assistance

To the extent any information in this handbook conflicts with the information, procedures,

or description of benefits in the applicable plan documents, the applicable plan

documents will control.

You will be automatically enrolled in the high deductible health plan if you do not

manually register yourself for medical benefits or choose to opt out.