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AGENCY CHARACTERISTICS

A. Average Total Revenues

$3,854,542

B. Corporate Structure

+25% Profit

C

50.0%

50.0%

47.8%

S

46.7%

47.4%

50.0%

Partnership

0.0%

0.0%

0.0%

LLC

3.3%

2.6%

2.2%

Sole Proprietorship

0.0%

0.0%

0.0%

C. Shareholders

Number of Shareholders

3.7

3.1

3.4

High

8.0

Low

1.0

D. Ownership %

% Owned by Largest Shareholder

56.0%

64.2%

66.7%

High

100.0%

Low

5.2%

E. Shareholder Age

Current Age of Largest Shareholder

53.0

53.4

53.9

F. Population Density of Metropolitan Area Where Home Office Is Located

Less than 50,000

13.3%

15.8%

15.2%

50,000 - 250,000

30.0%

28.9%

28.3%

250,000 - 1,000,000

30.0%

31.6%

28.3%

More than 1,000,000

26.7%

23.7%

28.3%

Analysis of Agencies with Revenues

Between $2,500,000 and $5,000,000

Average

+25% Profit

+25% Growth

Average

+25% Profit

+25% Growth

Average

+25% Profit

+25% Growth

Average

+25% Growth

Average

+25% Profit

+25% Growth

Page 54

2003 Best Practices Study