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Analysis of Agencies with Revenues

Between $1,250,000 and $2,500,000

2. Group Life & Health CSRs

Average

Top 25%

Number

1.4

High

3.5

Low

0.5

Average Commissions Serviced

$255,773

$495,350

Average Pay ($)

$35,652

Average Pay (% of Book Serviced)

13.9%

How Time Was Spent:

Selling New Business (New or Acct Rounding)

12.5%

Marketing (Placement)

14.6%

Claims Processing

10.0%

Customer Service

48.7%

Administration

14.2%

3. Personal P&C CSRs

Average

Top 25%

Number

3.2

High

6.3

Low

1.0

Average Commissions Serviced

$152,693

$212,916

Average Pay ($)

$30,858

Average Pay (% of Book Serviced)

20.2%

Customer Service

Administration

How Time Was Spent

14.6%

10.0%

12.5%

14.2%

48.7%

Selling New Business (New or Acct Rounding)

Marketing (Placement)

Claims Processing

Customer Service

Administration

Page 49

2003 Best Practices Study