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Analysis of Agencies with Revenues
Less Than $500,000
CSR Summary
FINANCIAL STABILITY
A. Current Ratio
Liquidity/Current Ratio
1.29:1
2.02:1
B. Tangible Net Worth
Average
Tangible Net Worth (as % of Net Rev)
7.8%
26.8%
C. Receivables
1. Receivables/Payables Ratio
Receivables/Payables Ratio
57.7%
13.6%
2. Aged Receivables
Over 60
14.7%
8.1%
Over 90
3.1%
3.0%
Top 25%
This factor measures the collection practices of an agency, with a lower ratio representing
more timely collections. (Calculated by dividing total receivables by total payables at a given
point in time.)
Average
Top 25%
Average
Top 25%
ability to invest in new opportunities, develop new products, hire new employees, make
other capital expenditures and handle stockholder redemption obligations.
A current ratio greater than 1:1 indicates that cash and assets with short-term maturities
are sufficient to meet a firm's short-term obligations.
Average
Top 25%
The tangible net worth is an important measure as it represents the net value of the
corporation if it were liquidated. A low or negative tangible net worth impacts a firm's
$0
$50,000
$100,000
$150,000
$200,000
$250,000
Commercial P&C Group L&H Personal P&C
Multi-Line
Average Book Serviced/CSR
(Commissions)
Average Top 25%
Average Pay as % of Book Serviced
0%
10%
20%
30%
Commercial
P&C
Group L&H Personal P&C Multi-Line
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