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10
Voluntary Dental
Regular visits to your dentist can protect more than your smile; they can help protect your health. Recent studies
have linked gum disease to damage elsewhere in the body and dentists are able to screen for oral symptoms of
many other diseases including cancer, diabetes, and heart disease.
Alliant provides you with comprehensive coverage through MetLife Inc.
MetLife Dental PPO Standard Plan
MetLife Dental PPO Premium Plan
In-Network
Out-Of-Network
In-Network
Out-Of-Network
Plan Year Deductible
$50
$150
$50
$150
$50
$150
$50
$150
Plan Year Maximum
$1,000
$1,000
$1,500
$1,500
Waiting Period
None
None
None
None
Diagnostic and
Preventive
No Charge – 100%
Member pays 20%
No Charge – 100%
Member pays 20%
Basic Services
Fillings
Member pays 20%
after deductible
Member pays 20%
after deductible
Member pays 10%
after deductible
Member pays 20%
after deductible
Root Canals
Member pays 20%
after deductible
Member pays 20%
after deductible
Member pays 10%
after deductible
Member pays 20%
after deductible
Periodontics
Member pays 20%
after deductible
Member pays 20%
after deductible
Member pays 10%
after deductible
Member pays 20%
after deductible
Major Services
Member pays 50%
after deductible
Member pays 50%
after deductible
Member pays 50%
after deductible
Member pays 50%
after deductible
Orthodontic Services
Orthodontia
Not covered
Not covered
Member pays 50%
Member pays 50%
Lifetime Maximum
Adult
Not applicable
Not Covered
Not applicable
Not Covered
$1,500
Covered
$1,500
Covered
Dependent Children
to age 19
Not covered
Not covered
Covered
Covered
PREVENTIVE DENTAL CARE
Keeping your teeth and gums healthy isn’t the only reason you should practice
preventive dental care. With good dental hygiene, you can greatly reduce your risk
of getting cavities, gingivitis, periodontitis, and other dental problems.
You can also reduce your risk of secondary problems caused by poor oral health
such as diabetes, heart disease, osteoporosis, respiratory disease and even cancer.