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C

Sales and delivery

C.5

“Worldline”

Atos

|

Registration Document 2016

49

C

during the course of 2016.

Germany and in Poland and KB Smartpay in the Czech Republic

leveraging the acquisitions of Paysquare in the Netherlands, in

pursued its geographic expansion and acceleration, by

The Group Merchant Services & Terminal business actively

As a result of both organic growth and the two acquisitions

pursuant to which it provides its services to over 300,000 points

from micro merchants through to large international enterprises,

aforementioned, the Group now serves over 200,000 merchants,

of sale and nearly 58,000 e-Commerce websites.

& Software Licensing)

Financial Services (former Financial Processing

C.5.2

Equens

(1)

into equensWorldline.

Services global business line have been successfully merged with

In 2016, the European activities of “Worldline”’s Financial

or all of the business processes involved in:

and solutions that allow financial institutions to outsource some

institutions in Europe. This company delivers products, services

most innovative payment service provider for financial

The ambition of the equensWorldline is to be the leading and

issuing payment cards;

acquiring processing of electronic payment transactions;

processing non-card electronic payments; and

key differentiator in our markets and financial institutions are

offering digital banking services. Expertise in technology is a

services, strong authentication solutions).

mobile wallets, fraud & risk management, digital banking

seamless, secure and efficient way (e.g. instant payments,

products, services and solutions to financial institutions in a

Group IT knowledge and provide state-of-the-art innovative

equensWorldline is in the unique position to leverage the

moving more and more towards innovative digital solutions.

their services to equensWorldline. the Company has circa

company in Europe. More than 250 financial institutions trust

EquensWorldline is the industry’s largest transaction processing

institutions such as BNP Paribas, DZ Bank, ICBPI and ING.

and Italy. Key clients of equensWorldline include major financial

in key geographic markets including France, Germany, Benelux

with offices in 8 European countries and leading market positions

payment experts and has an undisputed pan-European reach

per annum. The new company employs more than 3.000

7.5 billion card transactions and 10 billion payment transactions

100 million payment cards under management and processes

software.

companies use the Group’s licensed financial processing

three of the top five banks and three major credit card

Pacific region, with a particularly strong base in China, where

software licensing solutions to banks throughout the Asia and

independent payment services processor in India and also offers

Pacific and Iberia. The Group believes that it is the leading

Group is also present in other regions including India, Asia

In addition to the equensWorldline activities in Europe, the

Mobility & e-Transactional Services

C.5.3

payment transactions:

it believes have the potential to generate significant additional

Services global business line focuses principally on three sectors

new digital services. The Group’s Mobility & e-Transactional

challenge of strategically transforming their operations through

solutions for companies and government entities facing the

large transaction volumes and data analysis to help provide

areas of payments, digitizing business processes, processing

the years to come. “Worldline” leverages its expertise in the

generate significant additional payment transaction volumes in

clients, thus addressing new markets “Worldline” believes will

physical world to address the needs of private and public sector

business models that take advantage of the digitization of the

banks and financial institutions by developing new solutions and

line goes beyond its traditional client base of merchants and

“Worldline”’s Mobility & e-Transactional Services global business

automated fare collection and journey management services;

e-Ticketing for Transport, which includes smart ticketing,

services, automated traffic and parking enforcement and

platforms provide paperless secured systems for better public

services involving payment transactions, where “Worldline”’s

e-Government collection services, with an emphasis on

healthcare reimbursement; and

designed to optimize customer engagement.

services, consumer cloud services and cloud Contact services

Connected Living activities expanding towards Industrial IoT

e-Consumer and Mobility solutions, which includes its

Except for Financial Processing businesses in Asia, Latin America & Spain

(1)