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6

Business

The Group’s business

53

Worldline

2016 Registration Document

businesses enabling our clients to run the new digital

experience faster whilst optimizing IT investments.

existing services, with real-time capabilities to heterogeneous

Digital Platform is a high-availability platform connecting all

experience. Through API management, Worldline Digital

legacy information system. It is leading the unified customer

existing IT assets. It accelerates the pace of the digital

Platform is highly customizable with minor impacts on the

Private Label Cards & Loyalty

6.5.1.5

Services

Private Label Cards

Repsol, Fuelgenie, Cineworld and Premier Inn.

full range of services necessary to set up a private label card,

certain affiliated sales points. The Group offers merchants the

replacements, online card validation and balance checking,

including card application processing, card issuing and

management, collections and dedicated call center support. The

electronic invoice generation and payment processing, credit

hospitality, leisure and fleet companies in France, the United

Group provides private label card services primarily to oil,

customers for the Group’s private label cards include, Eni,

Kingdom, and Spain and in the oil and gas sector in India. Key

The Group offers retailers and service providers an end-to-end

process of offering private label payment cards, including closed

set of solutions that allow them to outsource some or all of the

loop payment cards that can be used for payment only at

Data

Loyalty Programs, BI (Business Intelligence) &Big

management, sales promotion tools and innovative self-service

The Group offers retailers tailored solutions for loyalty program

across the different stages of the customer journey, before,

kiosks to enhance their relationships with their customers

merchants better target and adapt their offers to evolving

during and after the sales process. These services help

customer expectations, increase the frequency of customer

returns on marketing and promotions through a better

interaction to create new sales opportunities, and improve

understanding of their customers’ needs.

Loyalty programs

managing loyalty programs, the Group manages loyalty cards

With over 20 years of experience in implementing and

Group offers merchants a range of services including:

primarily in France, the Benelux region, Germany and Spain. The

follow-up;

control customer data from enrollment to loyalty activity

Customer database setup, storage and management to

flexible tool to generate loyalty rewards and promotional

a loyalty and sales promotion rules engine that provides a

coupons;

Analysis and interpretation of customer data to better

marketing programs; and

understand customer behavior and expectations and adapt

Marketing support to help design the loyalty program and

customer offers.

merchants such as retailers, transport and leisure companies

The Group offers its loyalty program services primarily to large

and petrol companies in France and Spain.

BI (Business Intelligence) & Big Data

Worldline proposes different offers:

reporting/Integration & hosting of BI solutions), its statistical skills

Based on its technical skills (Data cleansing/Ad-hoc analysis and

analysis/Predictive analysis/Fraud detection) and its marketing

(Customer

segmentations

and

clustering/Lifestyle

consumers with attractive offers/Marketing consultancy),

skills (Define high qualified profiles/Target and recruit new

BI On Demand: Set-up and hosting of BI applications

leverage by datamining consultancy skills;

Customer Interactive Marketing and Sales Promotion

and geolocated offers in real-time based on big data

Services: Omni-channel solution to promote personalized

collected during interaction with their customers, merchants

analysis. Through the analysis of purchasing and other data

and other promotional messages, and thereby enhance

can develop targeted and more effective offers, coupons

customer loyalty;

machine to machine data into valuable and actionable

Connected Data: Creation of new services by transforming

information.

Some major retailers like U, Feu Vert, Flunch, Roche and a

offers.

railway company in Scotland and England use the Group’s

Digital Self-Service

operation for its customers, and Worldline has shipped or

refurbished over 300 kiosks in 2016.

process to reduce the amount of time customers spend

satisfaction by speeding up the food-ordering or check-in

“turn-aways” due to frustration at long lines, key benefits to

standing in line. In addition to reducing the number of customer

deploy staff to cover peak check-in times, as well as seamless

merchants include better use of personnel and less need to

offer the potential for revenue enhancement through

integration with back office systems. Digital Self Services also

on-screen advertising revenue. Around 2,000 kiosks are in

systematic integration of upselling opportunities as well as

Worldline’s Digital self-service allow merchant customers in the

restaurant, hotel and travel sectors to increase customer

needs, the Group may also offer other services, such as analysis

delivering tickets to customers. Depending on the merchant’s

the kiosks and manufactures the kiosks at its assembly plant in

of customer data to propose targeted offers. Worldline designs

from partners and other third parties.

the United Kingdom using components sourced internally and

The Group currently offers self-service kiosks principally in the

markets, often in connection with other solutions. The Group

United Kingdom, but is expanding this offering to other key

customizes to their needs using several components including

typically offers customers an end-to-end solution that it

typically hosted on Worldline’s servers. Many of the Group’s

the kiosks themselves and data processing services that are

e-Ticketing clients use its kiosks as one means for selling or