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6
Business
The Group’s business
58
Worldline
2016 Registration Document
banking sector with the development of a pan-European instant
As a front-runner in continental Europe the Group supports the
SCT
inst
scheme and the ISO
20022 message formats.
payments infrastructure based on the business rules set by
Digital Banking & eBrokerage
6.5.2.4
Digital Banking Solutions
The Group’s Digital Banking solutions help retail banks offer their
allow customers to consult account balances, transfer funds,
customers access to online or mobile banking services. They
consult stock prices and purchase securities, interact with
and many other banking services. The Group also provides
financial advisors, consult digital versions of account documents
in electronic form.
solutions to banks to allow them to capture and store contracts
BNP Paribas, Fonds de Garantie des dépots
A few examples of clients are: Crédit Lyonnais, Société Générale,
eBrokerage Solutions
execution. The Group’s solutions support orders for a full range
orders from collection of the order to delivery to market for
and are designed to accommodate complex orders from any
of financial products (e.g., securities, derivatives, mutual funds)
market (e.g., multi-leg strategies, etc.).
The Group’s online trading platform solutions allow brokers,
banks, and other financial institutions to manage multi-asset
A few examples of clients are: Boursorama, CortalConsors and
Euronext
Deployment Models
6.5.2.5
fitting their strategy as the Group offers models based on:
Financial institutions can choose a flexible deployment model
client licensing;
(i)
hosting services;
(ii)
application management; and
(iii)
business process outsourcing.
(iv)
application environment for the client).
Clients can choose hybrid models ranging from full deployment
partial deployment, through to full deployment in the Group’s
at client site (client operates and hosts the Group’s solutions), to
data centers (the Group operates and hosts a tailor-made
Software Licensing
hosts the application environment based on software delivered
Full deployment at client site. The client’s staff operates and
Cardlink II and ASCCEND mainframe applications, COSES, an
by the Group. The Group’s main software solutions include its
with a bank’s servers, the Worldline Pay (WLP) end-to-end
integrated switching solution that manages communications
software programs. WLP is a family of solutions designed to
integrated payment software solution and other specialized
deliver generic core functions using a service-oriented
can also provide all the required resources and support to
architecture (SOA). In addition to the software itself, the Group
client’s environment.
customize the final product and integrate the software in the
Hosting services
The Group also provides hosting services for financial
datacenter facilities and servers of the Group and system
institutions. Software solutions are deployed at certified
management is performed by highly qualified IT staff.
Applicationmanagement
services and is managing the operation, maintenance,
The Group provides operational application management
best practices, techniques and procedures the Group ensures
versioning and upgrading of the software solutions. By using
efficiency. No in-house expertise is required at the client site for
for a deployed application optimal operation, performance and
operational application management.
Business Process Outsourcing
information to investigation and risk management services, the
business processes. From payment processing and booking
process. The above-mentioned payments processing back-office
Group is highly experienced in every step of the transaction
services are a prominent example of this deployment model.
Financial institutions can also choose to outsource their