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INSURANCE CARRIERS

A.

Number of P&C Carriers Represented

B.

Number of Group Employee Benefits Carriers Represented

C.

Commission Income Derived from Top Carriers

AGENCIES WITH REVENUES BETWEEN $2,500,000 AND $5,000,000

EXECUTIVE

PERSPECTIVES

PROFILE

REVENUES/

EXPENSES

FINANCIAL

STABILITY

EMPLOYEE

OVERVIEW

PRODUCER

INFO

SERVICE

STAFF

INFO

TECHNOLOGY

INSURANCE

CARRIERS

APPENDIX

101

Average

+25%

Profit

+25%

Growth

Personal Lines

National

4.4

3.0

4.6

Regional

4.3

4.0

4.8

Commercial Lines

National

7.8

4.9

12.6

Regional

7.6

6.3

6.3

Average

+25%

Profit

+25%

Growth

Average Total GEB Carriers

15.8

18.8

10.1

Average Number by Product

GL&H

8.2

13.8

5.8

LTD

6.1

12.0

4.0

Dental

5.1

4.8

4.0

Retirement

3.4

3.5

6.7

Average

+25%

Profit

+25%

Growth

% of Net Revenue from Top Carrier

18.3% 19.2% 18.0%

% of Net Revenue from Top 3 Carriers

33.5% 37.4% 36.3%