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Analysis of Agencies with Revenues

Less Than $500,000

How Time Was Spent:

Selling New Business (New or Acct Rounding)

21.4%

Marketing (Placement)

20.0%

Claims Processing

8.3%

Customer Service

40.5%

Administration

9.8%

CSR Summary

TECHNOLOGY PRODUCTIVITY

Information Technology FTE

Average

Top 25%

Number

0.5

High

1.0

Low

0.1

Total IT Payroll Expense ($)

$9,491

$19,000

As % of Total Compensation Expense

6.3%

As % of Net Revenues

2.9%

How Time Was Spent

21.4%

20.0%

8.3%

9.8%

40.5%

Selling New Business (New or Acct Rounding)

Marketing (Placement)

Claims Processing

Customer Service

Administration

$0

$50,000

$100,000

$150,000

$200,000

$250,000

Commercial P&C Group L&H Personal P&C Multi-Line

Average Book Serviced/CSR

(Commissions)

Average Top 25%

Average Pay as % of Book Serviced

0%

10%

20%

30%

40%

Commercial

P&C

Group L&H Personal

P&C

Multi-Line

Average

Page 22

2003 Best Practices Study