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Analysis of Agencies with Revenues

Less Than $500,000

3. Personal P&C CSRs

Average

Top 25%

Number

1.4

High

3.0

Low

0.3

Average Commissions Serviced

$120,033

$192,456

Average Pay ($)

$24,671

Average Pay (% of Book Serviced)

20.6%

How Time Was Spent:

Selling New Business (New or Acct Rounding)

14.4%

Marketing (Placement)

22.8%

Claims Processing

7.9%

Customer Service

49.4%

Administration

5.4%

4. Multi-line CSRs

Average

Top 25%

Number

1.8

High

3.0

Low

0.5

Average Commissions Serviced

$128,249

$207,933

Average Pay ($)

$30,076

Average Pay (% of Book Serviced)

23.5%

How Time Was Spent

14.4%

22.8%

7.9%

5.4%

49.4%

Selling New Business (New or Acct Rounding)

Marketing (Placement)

Claims Processing

Customer Service

Administration

Page 21

2003 Best Practices Study